* Selected barriers of investments into human capital

Wawrosz, Petr; Herbert Heissler. „Vybrané bariéry investic do lidského kapitálu.“ Naše společnost 11 (1): 36-46, http://dx.doi.org/10.13060/1214-438X.2013.11.1.4

If investments into human capital (HC) are as convenient as theory says why some people do not invest in the development of their HC and why other people with resources do not stimulate people without HC to invest including lending money for such investments? The paper tries to answer the question by identifying selected barriers causing lenders do not give money (resources) to the investments and potential borrowers are not willing to borrow them. From our point of view statistical discrimination and phenomena described as “acting-white” in the case of Afro-American community belong among the most important barriers, although they are not mentioned so often. The paper deals with both of the barriers and suggests how to solve them.

Wawrosz, Petr; Herbert Heissler. „Vybrané bariéry investic do lidského kapitálu.“ Naše společnost 11 (1): 36-46, http://dx.doi.org/10.13060/1214-438X.2013.11.1.4

If investments into human capital (HC) are as convenient as theory says why some people do not invest in the development of their HC and why other people with resources do not stimulate people without HC to invest including lending money for such investments? The paper tries to answer the question by identifying selected barriers causing lenders do not give money (resources) to the investments and potential borrowers are not willing to borrow them. From our point of view statistical discrimination and phenomena described as “acting-white” in the case of Afro-American community belong among the most important barriers, although they are not mentioned so often. The paper deals with both of the barriers and suggests how to solve them.
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